Showing posts with label credit crunch. Show all posts
Showing posts with label credit crunch. Show all posts

Tuesday, 10 November 2009

Buy Cheap Cars - Getting a Vehicle Without Financing it Or Spending a Ton is Easy!

Are you looking for a way to get a vehicle without spending a fortune? Do you need a good vehicle that will give you what you want and cost you less than the dealer price? You can cut out the middle man and buy cheap cars yourself from the auctions if you want. Here is how it works.

You need to find the seized car auctions in your area in order to get the best deal. These are vehicles that have been taken away by the police. These vehicles range from nearly brand new to older, but most are in very good shape and have very little wrong with them. You can get a great deal this way.

You can buy cheap cars by bidding correctly and knowing what you are after. Most of the time you get time to look at and start the vehicles ahead of time, then you can go ahead and bid on them as you wish. This is a great way to buy cheap cars and get an incredible deal.

One things you should know is that you will be wanting to either take a mechanic with you or plan on putting a few hundred dollars into the car you purchase right away. This will include a lot of routine things like an oil change, transmission flush, and tune up. This is the majority of what you will have to do, but there could be some other minor things that are necessary to make sure your new car is in good working condition.
Click Here and gain access to the Largest Database of Government Seized Car Auctions on the Internet!

Article Source: http://EzineArticles.com/?expert=Shelby_Johnson_II

Friday, 6 November 2009

Car Cheap Loan Uk: New Car at Cheaper Rates

Bid adieu to your old car and avail new car for yourself. Every now and then with advancement in the technology and automobile industry, variety of latest models are introduced with the fascinating features. Benefits of car cheap loans UK have resulted in revolutionary car growth in the car market.

Today most of the cars on the UK roads are financed, as in this inflationary world it is not possible to own a car with one down payment. Car cheap loans offer UK borrowers to avail new car with easy going; with this loan option borrower may find easy to purchase a new car even if his budget is below the average.

Car cheap loan UK also provide an opportunity for the bad creditors as well. Borrower’s, bad credit fails to act as an obstacle in way of acquiring car cheap loans UK. But the bad credit borrowers may have to face slightly higher interest rate for availing a car cheap loans UK. Borrowers with bad credit are those people who are tagged as arrears holders, CCJ’s, defaulters in their credit record.

Car cheap loans UK can be categorized as secured and unsecured; in the secured car cheap loans UK, borrower has to place any valuable property against the loan amount. Collateral can be borrower’s home, or the new car that he owns though it helps the borrower in availing the low interest rate and easy repayment option.

Borrowers willingly or unwillingly who don’t posses any asset against the loan amount can avail the car cheap loans UK, but at higher interest rate than secured loans.

Lastly, for availing car cheap loans, UK borrower must prepare a budget knowing how much he can afford the money as the down payment, so that he can raise the remaining amount through car cheap loan.

If your heart is in any one of the new model then the most convenient and easy source of acquiring your dream car is opting for car cheap loan UK.


Eunice Scott is a financial advisor at Cheap Loan Online and provides advices on finance and insurance. In recent years he has taken up to provide independant financial advice through his informative articles. To know more about car cheap loan UK, cheap loan, cheap car loan, cheap loan UK, cheap secured loan, cheap personal loan visit http://www.cheaploanonline.net/

Thursday, 5 November 2009

How You Can Buy a Top of the Range Car and Still Keep a Tight Budget

There are numerous car brands to choose from at your online used car dealer outlets. If your budget is very tight and you just want to simply own a car, you would hardly believe that with only £500 in your pocket, you can start driving you own car from used car sale outlets; in fact, sometimes you can even buy as low as £100. Just set your budget and there a lot of options for you to choose from at cars sale dealers in your area.

Are you car brand conscious? Then just name your favourite car brand and your cars sale dealers have it. If you want to drive a Mercedes Benz, you can sometimes have it for as low as £5,000 at car sale outlets. How about an Audi for as low as only £8,000, a Rolls Royce or Bentley for only £10,000, or Lexus for only £5,000, great deal right? If you're sports savvy, would you believe you can actually own and drive your Ferrari for as low as £10,000 or a 1998 Ferrari Spider Tour de France for only £40,000? A prestigious sports car Maserati Coupe can be bought for only £14,000 at some cars sale outlets.

What is great about these cars sale dealers is that there are some times when companies are trimming down their costs or downsizing and need to immediately dispose some company properties; hence, they are selling some company vehicles at amazingly low price like a BMW for only £3,000 at car sales outlets. Just imagine that, a top of the line, luxury vehicle like a BMW at that awesome price; where else can you get that rare best deal but only at your car sale showroom within your neighborhood. If you just constantly monitor these car sale websites, you can get the best deal in your life and start driving your own dream car with your family, friends, relatives or colleagues.
Visit http://www.carsukforsale.co.uk to discover the best deals on used cars in the UK

Article Source: http://EzineArticles.com/?expert=Dan_Hacket

Wednesday, 4 November 2009

Budget Car Insurance UK - Where the Real Bargains Are

Newly registered drivers or persons who move into the area are often at a loss when searching for car insurance. Locating a friendly insurance agent can be done by visiting multiple companies, or engaging in protracted phone conversation. Another method, however, of searching for coverage is Budget car insurance UK.

Budget Car Insurance is one of the leading providers of insurance in the UK. It provides policies for vans and bicycles as well as automotives. Budget also provides specialist classic car insurance to persons with classic cars. This company has a strong online present and maintains an excellent website.

Budget car insurance's website provides affordable insurance to residents of the UK. It offers a user the ability to search approximately 20 different companies simultaneously. The website has also contracted with these companies to provide discounted rates to individuals who purchase their policy through the site.

If you are searching for car insurance, be aware of your needs. First and foremost, many UK companies will not insure a car that is not made by a UK-owned manufacturer. If you are considering purchasing an import car, be aware of this potential difficulty and even consider securing a policy before finalizing the sale.

Many companies also offer a no claims discount to those who have not had an insurance claim within the last three years. Proof of eligibility for this discount must be submitted. In addition, only drivers who have earned this discount within the UK are eligible for the discount.

Another feature of Budget insurance is that it provides optional extra insurance features. For example, it provides motorist legal protection in the event that a driver is sued as a result of an accident. Breakdown assistance is also available, as well as rental car insurance, in the event that the insured car is in need of repairs and cannot be driven.

When searching the website for an insurance quote, be sure to have your car registration available. The vehicle registration number is required to obtain a policy premium quote. In some cases, persons may be searching for a provisional quote before actually purchasing a car; this is best done over the telephone or through a live agent.

Those who reside in the UK should consider shopping for insurance through this excellent company. Ranked as one of the top insurance intermediaries, Budget car insurance UK provides trustworthy information from reliable insurance companies. Shop this website now for affordable, quality car insurance!
Budget car insurance provides quality and trust. Here at http:/www.Auto-Insurance-101.info, a popular site on Auto Insurance, we provide the money saving information you need to know when finding the best car insurance for your needs. Find out the lowest car insurance rates available.

Article Source: http://EzineArticles.com/?expert=Adam_Hefner

Tuesday, 3 November 2009

Save Money - Buy a Used Japanese Car

I had been looking around for a good deal on a used car. I was told to check out Japanese used cars. Apparently Japanese used cars are selling at very low prices. Even if I add in the cost of transporting a used Japanese car from Japan to here it is still a great deal. I will have to arrange for the steering wheel to be changed from the right hand drive to a left hand drive. But that will not cost very much. I will still be able to get a quality used Japanese car even after shipping and changing the location of the steering wheel. There are a lot of Japanese used cars available several different used Japanese car dealerships websites.

I was unsure why used Japanese cars were so inexpensive. For the most part they seemed to be in excellent condition due to the Japanese rules regarding motor-vehicle inspections on any cars being exported. It turns out that Japan has some very tough rules on car emissions. Many Japanese cannot sell their cars in Japan. They don't pass the current emission requirements. They have turned to selling the cars to dealers, often through auctions, that export the cars. On top of that used Japanese cars are not seen as being very valuable after six year. There is a high depreciation on cars in Japan. So the cars go for very cheap. Japan has some very strict environmental laws making it very expensive for Japanese to dispose of their cars.

At first I was going to try and buy one directly from Japan and deal with all the paperwork myself. Then I found a local dealership that actually imports used Japanese cars regularly. They buy a bunch of them and then change the steering wheels right away. I saved myself a lot of time and money by going through them to get the car I wanted.
Sturat enjoys writing articles on topics like Japanese used cars and Japanese cheap cars. For more information, you may visit us.

Article Source: http://EzineArticles.com/?expert=Sturat_Mitchel

Wednesday, 21 October 2009

Cars, which one in the credit crunch

Economical New Cars that Achieve Over Fifty Miles Per Gallon in the UK. Article Author:
Dave Foord

Using the words of Bob Dylan, of the Times, they are a changing� and this is certainly true when we look at the habits of the new car buyer. Successive governments have failed to curb our excessive fuel demands, indeed, for many years cars just seemed to get bigger and bigger, with fuel consumption figures dropping, sometimes barely hitting double figures. Then came the troubles in the oil producing regions of the world, swiftly followed by the credit crunch and all of a sudden attitudes have changed. Market forces have influenced the new car buyer and as a result, the car manufacturers have moved swiftly to fill the chasm that is opening in the marketplace, the need for comfortable, but fuel efficient new cars. Listed below are ten economical new cars, not in any particular order, or indeed, not even market leaders, what they do have in common though is their ability to travel over fifty miles per gallon on the combined cycle. They may not be the answer to all our problems, buy they are certainly a step in the right direction.

MINI Cooper 1.6 D

The 1.6 diesel MINI Cooper has had the EfficientDynamics treatment by BMW, low rolling resistance tyres, electric power steering, an intelligent alternator control / brake energy regeneration system, an automatic stop-start function and a high precision Direct Injection system are amongst the advances that have been applied to the new diesel Cooper and as a result it achieves a staggering 72.4 miles per gallon on the combined cycle.

Volkswagen Polo Bluemotion

Powered by a 1.4 litre, three cylinder, diesel engine that is fitted with a with a variable-geometry turbocharger that gives maximum assistance at low speeds, the Polo Bluemotion is one of the leaders in its class. Volkswagen have used a few tricks to get the Polo Bluemotion to perform as frugally as it does, the obligatory low-rolling-resistance tyres, lightweight alloy wheels and improved aerodynamics all contribute to the Bluemotion achieving 74.3 miles per gallon on the combined cycle. Exhaust gas recirculation and a particulate filter give the Polo another advantage over most cars in the UK market, Co2 emissions of only 99g/km, resulting in zero road tax. Low cost motoring at its best.

Audi A3 1.9 TDIe

Audi may not be the first manufacturer that comes to mind when it comes to economical cars, but this just goes to show how serious manufacturers are now taking the situation we find ourselves in. The A3 1.9 TDIe is powered by a reworked diesel unit and this combined with aerodynamic tweaks, low-resistance tyres and a recommended gear display mean the Audi will travel 62.8 miles for every gallon on the combined cycle. So, if you you're looking for a car with green credentials, but don't want to compromise on quality, the A3 1.9 TDIe may tick all the boxes you require.

Citroen C1 1.0i Vibe 3 door

The Citroen C1 could just as easily be substituted with the Peugeot 107 or the Toyota Aygo as they all share the same platforms and the same engines, that said the C1 was chosen for one thing and one thing alone, price. Designed in collaboration between the three manufacturers, all are extremely capable city cars with low road fund bandings and good mpg figures, slight cosmetic differences are really the only things that set the models apart, that and the fact that Citroen run slightly better offers making them the lowest priced model. Powered by a one litre petrol engine the C1 will return 61.8 miles per gallon on the combined cycle and has Co2 emissions of 108 g/km.

New BMW 1 Series 118d EfficientDynamics

Voted World green car of the year in 2008 by 47 journalists from 24 different countries, the BMW 118d EfficientDynamics makes use of energy capture systems, brake energy regeneration, auto stop-start, optimum gear-shift change indicators, electric power steering and lightweight body panels to achieve a quite remarkable 62.8 miles per gallon on the combined cycle. With BMW expecting sales of 700,000 cars a year in Europe that have EfficientDynamics incorporated, the fuel savings are estimated to be in the region of 33 million gallons, quite a substantial saving by anyones book

Ford Fiesta ECOnetic

When it comes to economical new cars the Ford Fiesta ECOnetic has to be up there with the best of them. Powered by a specially tuned 1.6 litre diesel engine the Fiesta ECOnetic is the most economical Ford and possibly the most economical car around at the moment. Longer gear ratios, a gear change indicator, aerodynamic wheel trims, low rolling resistance tyres, lowered suspension and the fact that it weighs about 40 kgs less than the outgoing Fiesta mean that the ECOnetic will let you drive 76.3 miles on the combined cycle for every gallon of diesel you put in. Ford may be struggling in the US, but with figures like these the Fiesta ECOnetic it sure to prove a big hit in Europe.

Volkswagen Touran 1.9 TDI DPF BlueMotion S 105 5dr

Unfortunately not everybody can utilise a small city car or hatchback, after all some people do have families and this obviously restricts their choice when it comes to buying a new car. For those in that position, Volkswagen has come to the rescue in the form of the Touran Bluemotion. The Extremely popular MPV sports a new front grille and air intake, optimised aerodynamics, lower suspension and higher gearing along with low rolling resistance tyres, combined, these improvements mean that the Touran Bluemotion will return 52.3 miles per gallon on the combined cycle. Proving you don't necessarily have to downsize to do your little bit.

New Toyota Prius 1.5 VVT-i

When launched, the Toyota Prius was seen by many as just a gimmick, as a result both Lexus and its parent company, Toyota, have stolen a bit of a march over their competitors. Exemption from the London congestion charge has certainly helped to raise the profile of the Prius and as a result it has become a common sight on the roads throughout the UK. Powered by a 1.5 litre petrol engine and a high output electric motor the Prius switches between the two, the electric motor takes charge at low speeds (up to 28 mph), with the petrol engine taking the strain at higher speeds. The result, a combined cycle of 65.7 miles per gallon, making the Toyota Prius an ideal car not only for the city, but also for those who choose to commute.

Skoda Fabia 1.4 TDI PD 80 GreenLine

Another offering from the Volkswagen stable to take a trip down to the wind tunnel is the Skoda Fabia Greenline, it may not quite match up to the Polo Bluemotion or the Seat Ibiza Ecomotive, it is however, quite a bit more frugal than the rest of the Fabia range. Achieving 68.9 miles per gallon on the combined cycle, the Greenline should theoretically drive 689 miles on a full tank, put into perspective, that's seventy miles more than a standard Fabia 1.4 TDI. The Greenline may cost a little more than its siblings, but with petrol and diesel prices as they are, it won't take very long before you've recouped the cash.


New Mazda 2 1.3 TS

Generally, as we get older, we add weight, something that also seems to happen to cars. Redesigns and facelifts always seem to add a few pounds here and there and as a result larger, more powerful engines are required just to achieve the same performance. Not so with the new Mazda 2. When Mazda launched the new 2 model it weighed in an incredible 100 kgs lighter than the model it replaced. It's safer (five stars from EuroNCAP for adult occupants), has more equipment as standard, yet still manages 52.3 miles per gallon on the combined cycle, quite an achievement really.

If you are in the market for a new car make sure you look at economical cars that get more than fifty miles per gallon.